Google Pay Feature Exploration - Concept - Finance Graph

I happen to use Google Pay regularly, It does the job decently but I felt that there is a room for some useful features like a wallet, a list of the transaction and a financial track of YTD, this can be the part of the app. This is the starting point of this exploration.
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Feature - A clear picture of finance.
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I believe this could be the best feature that would help the user. Ability to get the clear picture of all his finance at a glimpse.

I personally myself and the people I know (mostly bachelor) happen to struggle with keeping the track of finances. There are apps that provide the facility to track finance but they didn’t seem to be working ( because you have to make additional effort to record a purchase each time you make one, it doesn't happen automatically). A finance track integrated right into the wallet app that you use to make all the finances would help a lot to keep track of finance automatically.
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This exploration is part of the project of my learning project called mobileUI where I am trying to explore multiple quick design projects before completing one big project.
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mobileUI - A Collection of Mobile UI Concepts