Google Pay - Feature Exploration Concept

I happen to use Google Pay regularly, It does the job decently but I felt that there is a room for some useful features like a wallet, a list of the transaction and a financial track of YTD, this can be the part of the app. This is the starting point of this exploration.
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This exploration is part of the project of my learning project called mobileUI where I am trying to explore multiple quick design projects before completing one big project.
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mobileUI - A Collection of Mobile UI Concepts