Incred website design

Persona

Persona Name: Neha Mehta Age: 29 Occupation: Marketing Manager at a Tech Startup Location: Mumbai, India Income Level: ₹12-15 lakhs per annum Marital Status: Single

Background

  • Neha is a tech-savvy young professional working in a fast-paced environment. She is financially independent and enjoys a modern, urban lifestyle.

  • She manages her finances carefully, paying attention to rewards, cashbacks, and deals on her credit cards.

  • Neha loves using technology to simplify her life and prefers services that offer transparency and control over her financial decisions.

Goals

  • - Wants a credit card with modern features, rewards for frequent use, and an easy-to-manage app interface.

  • - She seeks a seamless experience that integrates well with her digital lifestyle, from tracking expenses to making payments in real-time.

  • - She is interested in building her credit score for future financial goals like taking a home loan.

Pain Points

  • - Frustrated with traditional credit card providers that have outdated processes, hidden fees, and unclear terms.

  • - Finds it cumbersome to track spending and rewards across multiple cards.

  • - Dislikes dealing with long customer service wait times or dealing with issues through traditional call centers.

Behaviors

Online Shopping Patterns: Regularly shops online for tech devices and necessities.

Tech Adoption: Quick to undertake new technology for seamless integration.

Financial Planning: Actively manages budget, seeks digital answers for budgeting.

Goals

Maximizing Online Shopping Savings: Seeking a credit score card with significant rewards for on-line purchases.

Expense Tracking: Values a credit card with built-in expense monitoring and budgeting equipment.

Virtual or Physical Cards: Prefers the flexibility of both digital and physical cards.Spend Analytics: Interested in precise spend analytics for higher financial insights.


User says: "I need a credit score card that aligns with my tech-savvy life-style—maximizing savings on online shopping and presenting tools for efficient financial control"

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