3D Poster - Car installment payment 🧾🚗
Buy a car now and pay later: what’s required?
The most important factor with zero-deposit finance is a strong credit score. No-deposit finance is available to customers who have a good track record of taking out credit and repaying it on time.
All finance applications are put through an affordability check to ensure that drivers can afford monthly repayments. This is slightly tougher with no-deposit finance because your monthly payments will be higher due to the lack of deposit - meaning you'll have to be able to show that you can afford the higher monthly figure.
There’s a chance that you will be able to secure a better interest rate by putting down a deposit and starting to pay for your car immediately. Lenders usually see this as lower risk, as they get their money back sooner. You can request quotes for both situations when you apply for finance.
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