Nowadays, buy now pay later (BNPL) arrangements are becoming an increasingly popular payment option, especially when shopping online. Mostly BNPL application will automatically divided your payments into severals installments. That means an initial down payment at the time of purchase, will followed by other additional installments

To make the BNPL system more powerful, I think we need to tell the user and emphasize about how much money they could spend for doing BNPL transaction. The purpose is to make user always aware with their spending limits and notified them when their "loan" is almost reaching the limit so they can just upgrade the limits

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