Digital banking: Financial & investment plan

My client one of digital bank want to create new experience of investing for the newbie investor. How might this app help user to achieve their financial goal without hassle and too much headache?

Our strategy are to minimize the choice by giving recommendation not only type of investment instrument but also the specific name of instrument.

To spread the risk & maximize the gain, We'll give user suggestion to invest in stocks, mutual fund, time deposit, bonds and trustworthy cryptocurrency. This digital bank also have plan to have ability buy all the investment instrument ,so the app will be one stop investment center.