ClearPay - Mobile app

ClearPay is a mobile app concept which provides an easy solution for peer-2-peer payments. Technically speaking the concept is empowered by the OpenBanking (PSD2) technology, which allows users to initiate payments seamlessly from any EU bank account.

The payee will initiate a payment request which will generate a QR Code, his peer (the payer) will scan the QR code and will chose the account from which the payment should be initiated. Then, in matter of seconds the payment will be initiated and the money will be debited from the payee's account.
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